Katanya Uang Pensiun PNS Tak Dibayar Bulanan

Jadi inget materi perbincangan 3 orang PNS yg beberapa hari lalu dibicarakan di dalam mobil menuju salah satu SMK negeri di kota saya. Katanya pensiunan PNS mo dibayar sekali aja, katanya bisa milyaran? berikut cuplikan beritanya dari Detik:

Pemerintah saat ini tengah membuat kajian untuk mengubah sistem pembayaran uang pensiun pegawai negeri sipil (PNS), dari yang sekarang bulanan menjadi dibayar di muka dengan jumlah yang banyak.

Menteri Keuangan Bambang Brodjonegoro mengatakan, sistem pembayaran uang pensiun di muka ini sudah biasa dilakukan oleh perusahaan swasta. Namun dia mengakui, sistem ini masih kajian awal pemerintah.

“Jadi masih wacana. Itu biasa kok, swasta banyak pensiunnya dibayar di muka. Artinya kayak semacam pesangon atau uang pensiun sekalius. Sekali saja,” jelas Bambang saat ditemui di Gedung DPR, Senayan, Jakarta, Rabu malam (25/3/2015).

“Kalau uang pensiun sekarang kan sampai orang itu meninggal, jandanya masih terima jadi panjang. Ketidakpastian lebih tinggi,” imbuh Bambang.

Memang tujuan pemerintah mengubah sistem uang pensiun PNS ini adalah agar tidak menjadi beban anggaran negara yang jumlahnya makin besar. Selain itu, manfaat yang diterima oleh PNS juga banyak. Uang pensiun yang jumlahnya besar diterima di muka, bisa menjadi modal bagi pensiunan, contohnya untuk modal usaha.

“Tapi belum ada keputusan apa-apa. Harus melakukan kajian beberapa opsi,” ujar Bambang.

via Uang Pensiun PNS Tak Dibayar Bulanan, Menkeu: Di Swasta Biasa.

Where Do You See Yourself In Five Years?

This question often asked by many interviewers to see if you’re settling for any position you applied, using it merely as a stopover until something better comes along. Or they could be trying to gauge your level of ambition.

But I’m not talking about any job interview tips right now. I often asked my self with this question.

my career pathYou see.. now I’m sitting tight in front of my dad’s laptop, in my single room apartment staring at the only bottle of mineral water which I bought from the money I achieved from working as a freelance web programmer. What a career, huh?

Well, in the matter of fact, I got two big projects on going right now. I’m helping two last year students from an Informatics School here in Bali, coding their last assignment so they may graduate. You might think my wallet is fit enough to buy you a drink, well, don’t!

The truth is, this job is killing me. I got to face the same project for 5 months now while the payment is made when the project begun. Even, I’m not sure if I could pay the rent for next month. But, um.. This is the career I dreamed.. To be a great professional programmer along with my friends, building a new start up company in this little town, Singaraja City.

But there is always a but in every dream job. Yes, I have to make a better living first.

As I’ve planned from years ago, I got to work on a cruise ship for at least five years, collecting money from my own hard work as a waiter or something else to support my family, send my little brother to a better school, at least Smansa Singaraja as I went 5 years ago. And he must go to a better university than his older brother and sister could go.

I have got my opportunity to work on a great cruise ship with high paying rate among other cruising company. But before I sign up for the cruise ship, I must join an 8-weeks class in Cikarang. The thing is, they (the agent) said that they will call me next year, around January to February to inform me that I will get my class a month after. So, it’s not quite clear when I will get the job.

There’s a conflict here. If I continue working as a freelance web programmer, I wont able to support my family or even my self, But this is my dream job.

Else, if I succeed on board the cruise ship, I could support my family and might having a long-term saving to open a start up IT company and go to IT School here in Bali while watching my unborn kids playing in my dream house with my dream wife. But I will lost my coding ability because of vacuum-of-coding for at least 5 years.

Of course I don’t wanna loose those opportunities and wind up being homeless person and the most unlucky person among my fellow friends. Well, such an easy though decision.

Less Is More

To say less is more might seem like a contradiction, but what it really means is that less is more effective. It’s all back to the simplicity.

From the two previous entries I posted, I keep writing about simplicity. And it’s getting more and more interesting every time I think about it.

When I connected the term to my daily activity as a programmer, I keep trying to make the script more efficient and easy-to-study by reducing the code lines.

In another context, talk less do more is one example that less is more worth than the more.

Have you think about “the more the worse” or “worse is better”?

Further reading: